What is Income Protection?
Income Protection insurance provides you with a monthly payment when you are unable to work for a period of time due to an injury, illness or medical condition. In most cases, you will be covered for around 75% of your salary.
Your Income Protection benefits will be paid for a set period of time, usually 2 years, 5 years or to age 65. You will also need to go through a 30 to 90 day waiting period before the payments start.
You may be eligible to receive Income Protection payments if you are temporarily off work due to an injury, illness, or medical condition.
If you are unlikely to return to work in the future, due to your medical condition, you may also be eligible for a TPD lump sum claim.
Can I claim Income Protection if I am receiving TAC or WorkCover benefits?
Income Protection payments are often reduced by other benefits such as WorkCover and TAC, it is therefore recommended you speak to a superannuation lawyer before pursuing a claim.
What if my claim is rejected?
If your Income protection claim is rejected, Zaparas Lawyers can help you challenge the decision.
Time limits apply with rejected claims, so it is important that you see a specialised superannuation and insurance lawyer as soon as possible.
Our dedicated superannuation and insurance claims team at Zaparas specialises in challenging insurer decisions. We will ensure that you are supported and guided throughout the claims process from start to finish.
No Win, No Fee
We've seen how traumatic and life changing an injury or illness can be, so we understand how important it is that you don't have to worry about the financial side of your claim.
Learn More About No Win - No Fee
Why Zaparas Lawyers
Many people are not aware of their ability to make a claim through super because it is not common to receive the policy documents.
Every claim is important to us. Our dedicated team of superannuation specialists will approach your claim with skill, knowledge, and care.
Your file will be conducted by a lawyer who specialises and has experience in the area of superannuation claims.
Our team can guide you through the process and help make a claim for a benefit at a time you need it most.