Category: Superannuation

When an insurer intends on declining your TPD claim or Income Protection claim, they will send you a Procedural Fairness letter. But what should you do when you receive a Procedural Fairness letter?

In response to the significant impact and financial stress caused by the COVID-19 pandemic, the government has recently announced changes to accessing superannuation. What do these changes mean?

Superannuation is more than just money paid by your employer to a fund for you to live off when you retire. It also includes insurances that can help you if you’re injured and unable to work.

Income Protection – also known as Salary Continuance benefits – refers to a type of insurance which provides you with an income stream for a defined period if you are unable to work due to illness or injury.

The financial impact of having an illness or injury can be devastating for you and your family. Did you know that you may be able to relieve some of that financial stress through your super?

If you are unable to work due to injury or illness you may be able to claim for TPD insurance through your superannuation fund. But be careful to check your account is still active.