Superannuation Lawyers Melbourne
Superannuation Claims for when you can’t work due to Injury or Illness?
If you are unable to work due to an injury, illness, or medical condition, you may be eligible to claim benefits under your superannuation insurance.
Most superannuation and insurance policies have benefits to protect you in circumstances where you are unable to return to work due to your injury or illness.
Are you unable to work due to an injury or illness?
Take our free claim check today to see if you’re eligible for compensation, or call us to talk to us today.
What claims can you make through our Superannuation Lawyers?
Superannuation funds may offer the following benefits:
For a more comprehensive explanation regarding the different types of Superannuation benefits, you can read this blog post we have prepared here.
An obligation free consultation with our superannuation lawyers at Zaparas will help you identify your eligibility to make a variety of insurance compensation claims through your superannuation.
What entitlements are available under your Super?
If you are unable to return to work due to your injury or illness, you may be eligible to the following benefits:
• Income/Monthly payments
• Lump sum payment
• Death benefit/Terminal illness lump sum payment
Who can make a Superannuation or TPD Insurance Claim?
If you are unable to work due to injury or illness, you may claim insurance compensation through your superannuation or TPD. You can make a claim regardless of how your injury, illness or medical condition came about. If you want to know more about TPD Claims, you can go to our TPD page here.
You can make a claim if you are unable to work due to the following reasons:
- A workplace injury
- A motor vehicle accident
- Physical injuries
- A psychological condition
- Cancer, heart attack or stroke
- Occupation disease
- Diseases such as motor neurone disease, MS or autoimmune conditions
A claim can be made through your superannuation even if you are receiving other benefits such as Worker’s Compensation, TAC or Centrelink payments.
TPD Insurance Claims process:
- Read and understand all the Superannuation/TPD policies
- Thoroughly go through the approval criteria
- Submit your TPD application (Include documents, medical records, and written submission)
- Contact your insurer to confirm your application was sent
- If denied follow the dispute process
Our Superannuation Lawyers can help you if your claim has been rejected
If your superannuation claim is rejected, Zaparas Lawyers can help you challenge the decision. This is a reason why it is so important to have a Lawyer who specialises in Superannuation to aid you through this process.
Time limits apply with rejected claims, so it is important that you see a specialised superannuation and insurance lawyer as soon as possible.
Our dedicated superannuation and insurance claims team at Zaparas specialises in challenging insurer decisions. We will ensure that you are supported and guided throughout the claims process from start to finish.
Read more about your options if your TPD claim is rejected in our blog.
No Win, No Fee
We’ve seen how traumatic and life changing an injury can be, so we understand how important it is that you don’t have to worry about the financial side of your claim.
Learn More About No Win – No Fee
We are a family business – and we will treat you as one of our own.
Contact us today for a free, no-obligation appointment.
Why choose Zaparas Lawyers to help you with your Superannuation claim?
Many people are not aware of their ability to make a claim through super because it is not common to receive the policy documents.
Every claim is important to us. Our dedicated team of superannuation specialists will approach your claim with skill, knowledge, and care.
Your file will be conducted by a lawyer who specialises and has experience in superannuation claims.
Our dedicated superannuation insurance lawyers can guide you through the process and help make a claim for a benefit at a time you need it most.
It is very important during this process to have a lawyer by your side. If you want more on the benefits of having a lawyer during your Superannuation Claim read this blog post that highlights the pros of having us beside you.
Contact us today for a free, no obligation quote.
A law firm that understands you
What we offer
Total and Permanent Disability (TPD)You may be eligible for a lump sum payment if you miss work for 6 months or more due to sickness or injury.
Income Protection (IP)If you are unable to work, Income Protection insurance could give you a monthly benefit for a defined period of time. This could be up to 75% of your gross income.
DeathWhen a loved one passes away, a lump sum (a ‘Death Benefit’ ) becomes payable to the policy holder’s beneficiaries, such as a spouse or child. You would be surprised to learn how many people neglect to claim the superannuation fund benefits that are owing to them. A quick chat with Zaparas is all you need to prevent becoming one of them.
TraumaSpecific injuries and defined medical conditions may entitle you to a lump sum payment, even if you continue to work.
If you’re unable to work due to an injury or illness there are a number of compensation options available to you depending on how the injury or illness came about. When talking about a work-related injury, some of the most common …
Many people who suffer from a chronic illness and are unable to work are unaware of the financial help that may be available to them, such as TPD insurance through your superannuation.