In the realm of insurance claims, the determination of Total and Permanent Disablement (TPD) can be a complex and often contentious process. A recent case brought before the Australian Financial Complaints Authority (AFCA) sheds light on the intricacies surrounding one complainant’s quest for a $36,000 payment based on their TPD claim.
What is Income Protection? Income protection insurance is a type of policy that provides financial support to those who are unable to work due to illness or injury. In Australia, income protection insurance is typically offered as an optional add-on to …
Superannuation is a savings plan for retirement that is offered to employees in Australia. It’s a way for workers to save for their retirement and ensure that they have a steady stream of income once they stop working. In addition to …
Many people who suffer from a chronic illness and are unable to work are unaware of the financial help that may be available to them, such as TPD insurance through your superannuation.
Although it’s not the most commonly contracted, mesothelioma is still one of the most fatal asbestos-related cancers with a mortality rate of 2.9 deaths per 100,000 population.
Many that suffer from chronic pain think there’s nothing they can do. Depending on how it came about and how it affects you, you may be able to claim compensation.
TPD claims are not always an automatic entitlement or straightforward as it seems. Many claims are rejected by insurers to avoid making payouts. But what to do if your TPD claim is rejected?
