If you’re unable to work due to an injury or illness there are a number of compensation options available to you depending on how the injury or illness came about. When talking about a work-related injury, some of the most common …
Category: Superannuation
Navigating the Challenges of TPD Claims: Payout denied on Centrelink carer’s allowance.
In the realm of insurance claims, the determination of Total and Permanent Disablement (TPD) can be a complex and often contentious process. A recent case brought before the Australian Financial Complaints Authority (AFCA) sheds light on the intricacies surrounding one complainant’s quest for a $36,000 payment based on their TPD claim.
Different Types of Superannuation Insurances Explained
Superannuation is a savings plan for retirement that is offered to employees in Australia. It’s a way for workers to save for their retirement and ensure that they have a steady stream of income once they stop working. In addition to …
Chronic illness and total and permanent disability claims
Many people who suffer from a chronic illness and are unable to work are unaware of the financial help that may be available to them, such as TPD insurance through your superannuation.
Can I claim compensation for chronic pain?
Many that suffer from chronic pain think there’s nothing they can do. Depending on how it came about and how it affects you, you may be able to claim compensation.
What to do if your TPD claim is rejected
TPD claims are not always an automatic entitlement or straightforward as it seems. Many claims are rejected by insurers to avoid making payouts. But what to do if your TPD claim is rejected?
Understanding TPD insurance through superannuation
Superannuation was set up to ensure Australians have an income stream after retirement. Now it also has insurance policies to help if injured or ill, like TPD insurance
Six things you may not have known about TPD insurance claims
While Total and Permanent Disability insurance (otherwise known as TPD) is a common insurance held in superannuation funds, it can be a difficult policy to navigate.
Mental illness and Total and Permanent Disability claims
Injuries and illnesses aren’t always just physical. Fortunately, TPD claims cover all types of injuries, including psychological and mental illness.
The importance of having a lawyer for a superannuation insurance claim
It can often be a difficult and stressful time if you are unable to work due to an injury or illness. There are a number of reasons why it is important to have a lawyer when making a superannuation insurance claim.
Stood down or made redundant as a result of COVID-19? Find out how to protect your super and your insurance entitlements
The COVID-19 pandemic has not only been a global health crisis; it has severely affected the Australian economy due to reduced productivity, loss of life, business closures, trade disruption and the decimation of the tourism industry.
What happens to my super if I die? Superannuation death benefits explained
When you die, your superannuation account balance – together with any death insurance benefit that is part of your super – will be paid to your dependents. However, as a recent case in the media has demonstrated, this does not always occur.